2026.0
Released 2026-05-15 Initial releaseFirst public release of Retirology. The full feature list lives in the app README; the highlights:
- Path-to-FI accumulation projections across taxable, traditional, Roth, and HSA buckets, with employer match, HSA tax credit, and inflation-adjusted figures.
- Drawdown planner with four Roth conversion ladder modes, ACA premium-subsidy optimization, SEPP 72(t) carve-outs, RMD modeling, Social Security claim-age strategies, and full state + locality income tax (51 states plus NYC, Detroit, and Maryland counties).
- Monte Carlo simulator with both normal-distribution sampling and historical bootstrap mode using a bundled 1928–2024 dataset (S&P 500, 10-yr Treasury, T-bills, CPI).
- Deterministic stress tests against the 1929, 1973–74, 2000, 2008, and 2022 sequences.
- Plan analysis with rule-based recommendations and a cross-strategy optimizer for one-click apply.
- Sankey cash-flow diagram for the drawdown phase.
- Side-by-side multi-scenario comparison.
- Local SQLite storage. No accounts, no telemetry, one update-check network call per launch.
Build from source: README