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How Retirology compares
Honest side-by-sides with the retirement planners and budgeting apps people usually weigh it against — what each costs, where your data lives, and when the other tool is the better pick.
Retirology vs. ProjectionLab
A web app at $129/year for Premium vs. a desktop app you buy once. Pricing, privacy and retirement-tax features compared.
Retirology vs. Boldin
PlannerPlus at $168/year with account linking vs. a buy-once desktop app that never sees the internet.
Retirology vs. MaxiFi Planner
Consumption smoothing at $149/year vs. budget-driven planning you buy once. Different approaches, compared.
Retirology vs. Pralana
An exhaustive Excel or web model, now on subscription, vs. a guided desktop app you buy once.
Retirology vs. Empower's retirement planner
A free planner tied to linked accounts and an advisory business vs. a private, tax-focused planner you buy once.
Retirology vs. Monarch Money
A $99.99/year budgeting app vs. a retirement planner you buy once — and why they work well together.
Retirology vs. YNAB
A $109/year zero-based budgeting app vs. a retirement planner you buy once. Different jobs, same goal.
Retirology vs. free FIRE calculators
When a free historical calculator is enough — and when you need taxes, Roth conversions and ACA modeled too.